National Health Service Corps Loan Forgiveness Program

Sep 18, 2009

The National Health Service Corps (NHSC), through scholarship and loan repayment programs, helps Health Professional Shortage Areas (HPSAs) in the U.S. obtain a sufficient number of fully qualified medical, dental, and mental health providers essential to meet their populations’ critical need for safe and fundamental health care.

Purpose of the National Health Service Corps Loan Repayment Program (NHSC LRP)

The purpose of the NHSC LRP is to ensure that an adequate supply of health professionals are available to provide primary health services to populations located in select Health Professional Shortage Areas (HPSAs), identified by the Secretary of Health and Human Services. HPSAs can be found in rural and urban communities across the nation. The NHSC LRP recruits fully trained health professionals who agree to provide primary health services in NHSC community sites. In return, the NHSC LRP assists clinicians in their repayment of qualifying educational loans that are still outstanding.

Now accepting applications for Loan Repayment Awards. The American Recovery and Reinvestment Act designated $200 million to fund the NHSC LRP. Applications will be accepted continuously until funds are expended or September 30, 2010, whichever comes first.

The National Health Service Corps Loan Repayment Program provides $50,000 (or the outstanding balance of qualifying student loans, if less than $50,000), tax free, to medical, dental, and mental health clinicians in exchange for two years of service at approved sites in Health Professional Shortage Areas. Upon completion of the service commitment, clinicians may be eligible to apply for additional support for extended service. Most applications will be processed within eight weeks of the submission of a complete application (i.e., on-line application, supplemental paper forms, and required documentation).

The National Health Service Corps Loan Repayment Program provides many benefits. Be sure you stay in compliance with the requirements of your in-service contract. Click here for a list of the in-service obligations.

National Health Service Corps loan repayment participants will be working under one of three types of assignments while serving their obligations. For more information about the Practice Assignments, click here.

Below are links to more information about the program and application process:









Next Steps:

Questions about the Application: Listen to the July 30 call, pass code 8360318.

Contact HRSA: Loan Repayment Applicants & Members In Service

  • or 1-800-221-9393 (TTY: 1-877-897-9910), Monday through Friday (except Federal holidays), 9:00 a.m. to 5:30 p.m. ET.
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